Bank base rate (BR) and average lending rate (ALR)
In June 2026, the base rate (BR) of Malaysian commercial banks averaged 3.46% and the average lending rate (ALR) was 4.54% (Bank Negara Malaysia).
Source: Bank Negara Malaysia (BNM)Page last updated:
- Base rate (BR)
- Average lending rate (ALR)
Bank base rate (BR) and average lending rate (ALR) over time · Source: Bank Negara Malaysia (BNM)Recent values
| Period | Base rate (BR) | Average lending rate (ALR) |
|---|
| 3.46% | 4.54% |
|---|
| 3.46% | 4.51% |
|---|
| 3.46% | 4.53% |
|---|
| 3.46% | 4.56% |
|---|
| 3.46% | 4.55% |
|---|
| 3.46% | 4.55% |
|---|
| 3.46% | 4.59% |
|---|
| 3.46% | 4.60% |
|---|
| 3.46% | 4.66% |
|---|
| 3.46% | 4.72% |
|---|
| 3.46% | 4.71% |
|---|
| 3.46% | 4.82% |
|---|
| 3.71% | 4.89% |
|---|
| 3.71% | 4.94% |
|---|
| 3.71% | 4.92% |
|---|
| 3.71% | 4.97% |
|---|
| 3.71% | 5.00% |
|---|
| 3.71% | 5.06% |
|---|
| 3.71% | 5.11% |
|---|
| 3.71% | 5.13% |
|---|
| 3.71% | 5.20% |
|---|
| 3.71% | 5.23% |
|---|
| 3.71% | 5.26% |
|---|
| 3.71% | 5.30% |
|---|
Key figures (June 2026)
| Base rate (BR) | 3.46% |
|---|
| Base rate (BR) — Previous month | 3.46% |
|---|
| Base rate (BR) — A year earlier | 3.71% |
|---|
| Base rate (BR) — change over 12 months | -0.25 percentage points |
|---|
| Average lending rate (ALR) | 4.54% |
|---|
| Average lending rate (ALR) — Previous month | 4.51% |
|---|
| Average lending rate (ALR) — A year earlier | 4.89% |
|---|
| Average lending rate (ALR) — change over 12 months | -0.36 percentage points |
|---|
- Averages for commercial banks. Differences calculated by Property Lab.
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